Do I still need other credit cards if I already have the Capital One Venture X? Upgraded to Economy, November 30, 2023November 30, 2023 Many people wonder why bother with additional credit cards if they’ve already found the “perfect one”. Maybe it’s too obvious for me to write out an entire article on it, so first, I’ll ask GPT. Then, I’ll tell you how accurate it was. What does GPT say? Here’s what Bing… Continue Reading
Credit Cards My first solid hotel points redemption with Hyatt Upgraded to Economy, September 22, 2023September 22, 2023 After years of hoarding my credit card points for a solid hotel redemption, I’ve finally found one. I tend to not use my points unless the opportunity truly presents itself. That happens whenever there is an amazing points deal or if the cash price is extremely high and it’d be… Continue Reading
My strange experience with applying for the Chase Ink Business Preferred Upgraded to Economy, July 25, 2023 Recently, I found out that the Chase Ink Business Preferred card was offering a new sign-up bonus of 100,000 Chase Ultimate Rewards points after $8,000 of card spending in the first three months. With this greatly improved offer that reduces the spend requirement and increases the number of bonus points,… Continue Reading
Credit Cards Your old Discover Card from college becomes useful again for the next 3 months Upgraded to Economy, July 24, 2023 For the third quarter of 2023, those of you with the Discover it® Cash Back Card that gives 5% back on rotating quarterly categories will find the cash back category widely applicable and generally useful for a limited time. From July to September 2023, in addition to 5% back on… Continue Reading
Credit cards to apply for after starting your first job Upgraded to Economy, July 21, 2023August 16, 2023 So you’ve just started your first job. Congratulations! With your new source of consistent income, you’ll want a good credit card to help you save money on your everyday spending. Do you have a credit card from college? Many college students will have a Discover it® Student or Discover it®… Continue Reading
Easy credit wins: Asking for credit limit increases for existing credit cards without hard inquiries Upgraded to Economy, July 7, 2023July 9, 2023 The fastest way to get more credit is to apply for an entirely new credit card. You’ll be a lot more likely to receive a larger chunk of credit this way, especially if you have a stellar payment history and a high income. But I wouldn’t call this the easiest… Continue Reading
Redistributing your credit line from one Chase card to another Upgraded to Economy, July 5, 2023 PSA: if you have multiple Chase accounts, you can move around your credit line from one card to another. This allows you to lower utilization percentages for cards that you spend more on, which is good for your credit score. For some reason, my Amazon Prime Card had a $16,000… Continue Reading
Credit Cards How I was able to earn 11,000 AAdvantage miles and Loyalty Points by buying an iPad on AAdvantage eShopping Upgraded to Economy, July 4, 2023July 13, 2023 On June 26, for one day only, the AAdvantage eShopping Mall offered a wonderful deal of 10x miles on iPads purchased that day from Apple.com. It just so happened that I needed a new iPad Pro. I had been eyeing one for quite a while now. Plus, I already made… Continue Reading
Credit Cards I just turned 18. How do I get a credit card? Upgraded to Economy, November 24, 2022November 28, 2022 If you just turned 18, congratulations! Now that you can legally get a credit card under your name, it’s time to consider getting your first credit card. While it’s not as simple as going online and finding whatever credit card you want and getting approved for it, here’s a simple,… Continue Reading
Why I applied for the Bilt Rewards Card Upgraded to Economy, November 24, 2022 I just dipped below 5/24 this month. Two years ago, in October 2020, I had applied for the Amazon Prime Rewards Visa and the Apple Card (a Mastercard). I was looking forward to potentially applying for another Chase card, like the Chase Ink or maybe a cobranded card such as… Continue Reading
Want to use Mastercard at Costco instead of Visa? Upgraded to Economy, November 10, 2022 Fun fact: Yes, it is possible to use Mastercards at some Costcos. What’s the catch? It has to be at a Costco in Canada. Did you know that your Costco membership, no matter where it is purchased, gets you access to any Costco in the entire world? In Canada, only… Continue Reading
Credit Cards Why you should never cancel a credit card Upgraded to Economy, November 10, 2022November 28, 2022 Ever think a credit card has no more use for you? While it may seem like canceling or closing that credit card is a great way to close that chapter of your life, it actually causes more harm than good. In short, credit cards should never be canceled because the… Continue Reading