Why it’s okay to save up credit card points Upgraded to Economy, June 28, 2024June 28, 2024 Some websites will make you think that saving up credit card points is hoarding, which has a negative connotation. They say it’s one of the worst possible things you could do and you’re losing so much in opportunity cost by doing so. However, those websites have a profit incentive to… Continue Reading
Credit Cards How many miles is a good deal? Upgraded to Economy, June 12, 2024October 23, 2024 A friend recently asked me about how I booked tickets in business class. When I am not traveling for business, I pay for business class using miles instead of cash. These tickets are called award tickets. However, business class award redemption prices can vary widely. Different airlines charge different amounts… Continue Reading
Flights A Midsummer Flight’s Dream: How I’m spending only $300 for my midsummer vacation’s flights Upgraded to Economy, June 3, 2024October 10, 2024 This summer, I’m making the same voyage I made last summer, except I’ve added one new stop. My goal with this trip was to be as efficient with money as possible. My focus is to minimize my hotel and airfare expenses while maximizing the amount of time I spend outside… Continue Reading
Flights My first amazing Alaska Airlines redemption Upgraded to Economy, June 2, 2024June 2, 2024 A few days ago, I had over 125,000 Alaska miles. This was a lot of miles that I had essentially no use for. I don’t want to redeem these miles on domestic routes because they almost always are a worse deal than simply paying cash. In addition, I want to… Continue Reading
Do I still need other credit cards if I already have the Capital One Venture X? Upgraded to Economy, November 30, 2023November 30, 2023 Many people wonder why bother with additional credit cards if they’ve already found the “perfect one”. Maybe it’s too obvious for me to write out an entire article on it, so first, I’ll ask GPT. Then, I’ll tell you how accurate it was. What does GPT say? Here’s what Bing… Continue Reading
Credit Cards My first solid hotel points redemption with Hyatt Upgraded to Economy, September 22, 2023September 22, 2023 After years of hoarding my credit card points for a solid hotel redemption, I’ve finally found one. I tend to not use my points unless the opportunity truly presents itself. That happens whenever there is an amazing points deal or if the cash price is extremely high and it’d be… Continue Reading
My strange experience with applying for the Chase Ink Business Preferred Upgraded to Economy, July 25, 2023 Recently, I found out that the Chase Ink Business Preferred card was offering a new sign-up bonus of 100,000 Chase Ultimate Rewards points after $8,000 of card spending in the first three months. With this greatly improved offer that reduces the spend requirement and increases the number of bonus points,… Continue Reading
Credit Cards Your old Discover Card from college becomes useful again for the next 3 months Upgraded to Economy, July 24, 2023 For the third quarter of 2023, those of you with the Discover it® Cash Back Card that gives 5% back on rotating quarterly categories will find the cash back category widely applicable and generally useful for a limited time. From July to September 2023, in addition to 5% back on… Continue Reading
Credit cards to apply for after starting your first job Upgraded to Economy, July 21, 2023August 16, 2023 So you’ve just started your first job. Congratulations! With your new source of consistent income, you’ll want a good credit card to help you save money on your everyday spending. Do you have a credit card from college? Many college students will have a Discover it® Student or Discover it®… Continue Reading
Easy credit wins: Asking for credit limit increases for existing credit cards without hard inquiries Upgraded to Economy, July 7, 2023July 9, 2023 The fastest way to get more credit is to apply for an entirely new credit card. You’ll be a lot more likely to receive a larger chunk of credit this way, especially if you have a stellar payment history and a high income. But I wouldn’t call this the easiest… Continue Reading
Redistributing your credit line from one Chase card to another Upgraded to Economy, July 5, 2023 PSA: if you have multiple Chase accounts, you can move around your credit line from one card to another. This allows you to lower utilization percentages for cards that you spend more on, which is good for your credit score. For some reason, my Amazon Prime Card had a $16,000… Continue Reading
Credit Cards How I was able to earn 11,000 AAdvantage miles and Loyalty Points by buying an iPad on AAdvantage eShopping Upgraded to Economy, July 4, 2023July 13, 2023 On June 26, for one day only, the AAdvantage eShopping Mall offered a wonderful deal of 10x miles on iPads purchased that day from Apple.com. It just so happened that I needed a new iPad Pro. I had been eyeing one for quite a while now. Plus, I already made… Continue Reading